Protecting those who protect and serve our communities
As your trusted partner for public risk services, the North Dakota Insurance Reserve Fund offers coverages to only North Dakota local governments. We understand your city’s, county’s, school’s, park district’s or entity’s coverage needs, and we design our coverages to meet your needs.
The NDIRF Underwriting Departments writes every coverage document in-house, allowing us the flexibility to adapt our coverages as your entity evolves. This local control also enables us to maintain stable premium costs for comprehensive coverages.
- Stable coverage costs
- Local underwriting
- Fast and fair claims handling
- Member benefits designed to fit North Dakota local governments’ specific risk management needs